8 Things We No Longer Pay For

Frugality is always at the forefront of our daily life and finding ways to be more frugal has become somewhat of a hobby for us. From dumpster diving to making our own laundry soap, we’re likely to try all manner of things in the name of frugal living. Sometimes the goal is to save a buck or two, but more often than not, it’s for the sheer fun of it. We like to challenge ourselves to be more resourceful, to learn new skills, and find better ways to use what we already have. Our frugal efforts over the years have helped us to no longer pay for:

Giving Mom a trim at “Outdoor Clips”


Five years ago this month, I ordered an $8 clipper set from Amazon for the sole purpose of learning to cut our own hair. More inspired by the ineptitude of Great Clips than frugality, I watched a few YouTube videos and sat Angie down in front of the bathroom mirror for her first trim. I was terrified! As the years have gone by, we’ve both gained confidence. I’ve even given haircuts to other family members. At a cost of $30 every 6 weeks for the two of us, I estimate that we’ve saved nearly $1,300 so far.


Fuss at me if you want but I still like to flip through the glossy pages of a magazine every now and then. I just don’t like to pay for them. Luckily, there are plenty of ways to get free magazines – the simplest being to go to the library or flip through your favorites at your local bookstore. If you prefer a paperless copy, go online. Many e-zines offer the same articles as the print version, for free. Recently, we used points from Coke Rewards to get a free 1-year subscription to Clean Eating and Outside. Free subscriptions are a marketing ploy to get you to purchase a paid subscription the following year, so if you do this, remember to cancel toward the end of your free period. To avoid clutter, I drop our old magazines in the lobby of the doctor’s office where patients can enjoy them while they wait.

Paper Napkins

We switched to cloth napkins about 3 years ago and have never looked back. I think we paid less than $5 for a set of 4 cloth napkins back then. They were on clearance, of course. The monetary savings is not that big (we save about $20 a year not using paper napkins) but the environmental impact is. Since most paper napkins are neither recyclable or compostable, switching to cloth greatly reduces the amount of waste we send to landfill.

Plastic Storage/Sandwich Bags

A few months ago, we ditched sandwich bags completely. At first, I thought we’d miss them but there really hasn’t been an occasion where we’ve reached for one and haven’t been able to find a suitable alternative. Even though we’ve cut back on purchasing packaged goods, we still end up with a lot of packaging every week – bread bags, yogurt cups, cereal bags, and more. Simply reusing these eliminates the need to ever purchase a storage or sandwich bag. For freezing, we have reusable freezer containers (yes, they are plastic but they were free). When these wear out, we will probably use jars. They do extremely well in the freezer, provided you leave a little head space.

Dryer Sheets

About a year ago, I received a set of 3 wool dryer balls as a reward for completing an online survey. Though I was never really big on buying dryer sheets in the first place (due to all the chemicals in them), I did occasionally grab a box of unscented ones to keep the static down in the dryer. The dryer balls have been great as a replacement. One set is supposed to last for 1,000 uses. At 4 loads a week, that’s 250 weeks or almost 5 years. Another trick to reduce static, if you don’t have a dryer ball or are opposed to wool, is to use a balled up piece of aluminum foil in the dryer. According to my niece, it also works like a charm!

Excess Life Insurance

This one makes our parents cringe all the time. They believe that life insurance ranks right up their on the necessity chart with things like air, water, and toilet paper. We think otherwise. The purpose of life insurance is to cover debts when you are gone or to provide for your non-working spouse and children. If you are debt-free and have no children, it’s not necessary to leave a large sum of money behind. Angie and I each have a $10,000 term policy that we purchased for a few dollars a month when we were in our twenties. It’s just enough to offset the cost of a funeral.

Recreation Center Memberships

When we first moved to TN, we joined the rec center. We did it mostly to have access to the pool (something we took for granted living in Florida). What a huge waste of money! We went swimming only a handful of times and used the other amenities a sum total of zero times. When our lease was up in 2016, we moved to an apartment with a year-round pool. I can’t say that we’ve used it a whole lot but we don’t pay extra for it either. What we do use often is the great outdoors. With dozens of lakes and hundreds of miles of trails within an hour drive of us, why pay to play inside??


Saturday night was movie night at our house. We popped some popcorn and watched The Commuter (which was not very good, by the way) on the FandangoNow app. If we had paid for it, the movie rental would have cost $5.99. But it’s been almost 2 years since we’ve paid for a movie rental. From Redbox promo codes and free trials of various apps to rewards through your favorite loyalty programs, there are just too many ways to watch movies for free these days to ever have to pay for one. The FandangoNow promo code came from Coke Rewards. We also have 2 AMC tickets, a large popcorn, and drink to redeem when we feel like going to the theater to watch a movie. They were also free from Coke Rewards.

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We also don’t spend money on satellite/cable TV or bottled water and we’re getting really close when it comes to books, but all of these topics have been explored at length here and on other blogs so I won’t bore you with the details. Now it’s your turn. How has frugality helped your bottom line? What things do you no longer pay for?